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Low Down Payment Financing

Sometimes a no down payment home loan isn’t the best option for your exact situation. In these cases, putting as little as 3% down can open up a wealth of better opportunities for you and your family.

Conventional Loan

Conventional loans can be one of the best options for well-qualified buyers. In the long run, most conventional borrowers save money because no up-front mortgage insurance fee is required, and monthly insurance payments are lower than with other loan types. 


FHA Loan

FHA loans are among the easiest to obtain, with very reasonable terms and low-interest rates, although mortgage insurance is required for the duration of the loan. As little as 3.5% down can get you into your new home!


Here for you, every step of the way.

We’ve got the experience and the professional network to get your loan funded. If it can be done, we’re the ones who can get it done. You’ll have direct access to a friendly, communicative, professional Loan Originator who will walk you through every step of the process. If a problem ever pops up, you’ll be the first phone call with a solution.


26041 Predazzer Ln Suite A, Daphne, AL 36526

24951 Perdido Beach Blvd
Orange Beach, AL 36561

309 Richard Jackson Blvd, Suite 200,
Panama City Beach, FL 32407


Vault Mortgage LLC | NMLS# 1785021
Approved Lender in Alabama #22567 and Florida
MBR3074 www.nmlsconsumeraccess.org

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Equal Housing Opportunity. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. Vault Mortgage LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.