VA Home Loans

VA home loans are typically the best loan option for eligible U.S. military veterans and their spouses, including first-time home buyers.


Vault Mortgage has reduced fees for VA loans!

VA loans are offered by the Veterans Administration for eligible US active-duty military members, National Guard, and veterans. These loans generally offer better interest rates than other loan types. Here are some of the major benefits of a VA loan from Vault Mortgage:

  • 100% financing – no need for a down payment!
  • Can be used to purchase or refinance a primary residence
  • FICO score as low as 580 may qualify
  • No Private Mortgage Insurance (PMI) required – you won’t need to pay insurance for not paying a down payment
  • Vault Mortgage can roll the VA Funding fee into the loan* – this fee is designed to reduce costs for taxpayers, since this loan program doesn’t require a down payment or PMI

Since this program is only available to eligible US active-duty military members, National Guard, and veterans, you can check your eligibility at the VA Benefits website.

*NOTE: In order for the loan to be approved by the mortgage lender, the house will need to appraise for no less than the total contract purchase price (which includes the added dollar value for the VA funding fee).

Here for you, every step of the way.

We’ve got the experience and the professional network to get your loan funded. If it can be done, we’re the ones who can get it done. You’ll have direct access to a friendly, communicative, professional Loan Originator who will walk you through every step of the process. If a problem ever pops up, you’ll be the first phone call with a solution.

26041 Predazzer Ln Suite A, Daphne, AL 36526

24951 Perdido Beach Blvd
Orange Beach, AL 36561

309 Richard Jackson Blvd, Suite 200,
Panama City Beach, FL 32407

Vault Mortgage LLC | NMLS# 1785021
Approved Lender in Alabama #22567 and Florida

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Vault Mortgage is a 68 Ventures Company. 
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Equal Housing Opportunity. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. Vault Mortgage LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.